Retirement, once sold as life in the slow lane, often no longer fits the reality for many people over 50.Longer lifespans, improved health, shifting finances, and a desire to remain
The Canada Pension Plan (CPP) is one of those things most of us pay into for decades – and then, when the time comes, realise we’re not entirely sure how
Many over 50-year olds bought homes when prices were reasonable, paid the mortgage, and watched our property values climb. But what if your monthly cash flow is now tight and
For most of our working lives, we expected we would retire and enjoy a retirement of leisure, travel, and long lunches. But somewhere along the way, real life and rising
Retirement is meant to be a time for enjoying the fruits of decades of hard work, rather than wrestling endlessly with tax forms. Yet even in retirement, we still have
If you looked at the calendar as the demanding festive period approaches and felt a slight knot in your stomach, you aren’t the only one.We love the Christmas and the
A couple are discussing their retirement plans. Well, not exactly plans. More like fears. “I don’t think my RRSP will be enough,” one said while examining the price of milk.
When you hit 71 in Canada, your retirement savings world changes completely. That RRSP you’ve been building for decades? It has to become a RRIF, and suddenly you’re required to
If you’re getting close to retirement age in Canada, the decisions you make about your CPP (Canada Pension Plan) and OAS (Old Age Security) benefits will affect your income for
